After working together for the best part of ten years, father and daughter, James and Megan started James Young & Associates in February 2016. Our newest member of staff Emma, joined our business in Summer 2019 and is working her way through her CeMAP in the hopes of becoming a fully qualified Mortgage Adviser by the end of 2020. We also share our office with our mischievous dog Dot and the odd Tortoise who love to meet our clients and visitors.


James Young & Associates Ltd are an Independent "Whole of Market" mortgage broker, meaning we are not tied to any particular lender or panel of lenders. We have over 12,000 mortgage deals available to us with many exclusive rates that are only available through mortgage brokers.

We provide expert mortgage advice to cater for most property finance requirements including first time buyers, those moving home, refinancing, professional landlords and property investors as well as those with bad credit or with some complexities to their circumstances.


Our initial advice is completely free and impartial. Should you decide to proceed with us, we will charge a £250 fee which is payable once you have completed.

We work from our purpose built offices in Rainham, Essex and welcome appointments here and at your home or workplace at a time to suit you.

We offer a full advice and recommendation service on Mortgages and all associated Insurances and are dedicated to provide the best financial advice and the highest standards in customer service. 

Our Story

How our offices have taken shape